Heading into 2022, being prepared for change and a bit of uncertainty will put Kiwis in a stronger position, Newshub reports. Westpac NZ CEO Catherine McGrath suggests Kiwis prepare themselves for a few “curve balls” as New Zealand opens up and adapts to living with the virus. One of the financial lessons arising from COVID-19 is to have an emergency savings fund, (experts suggest a minimum of three months’ of income). For those who haven’t got a savings buffer in-place, now is a good time to start one.